Know Your Margin on Every Job.
PayStream Pro tracks job costs, subs, draws, and mileage from your phone — and builds your Schedule C all year. Accounting software made for general contractors, not accountants.
📱 Take it on the go with our iOS app
Run multiple jobs, subs, and draws without desktop accounting software. Job costing, 1099 sub tracking, progress invoicing, and mileage — all from your phone, with a Schedule C that builds itself all year. Made for solo GCs and small crews.
Card required, no charge until day 15 · Schedule C ready · iOS app included
A general contractor's week is three jobs in three stages, subs to pay on two of them, a lumberyard run, a dump run, and a change order the client texted at 9pm. By the time you sit down to "do the books," you can't remember which supplier receipt belonged to the kitchen remodel and which sub invoice was for the deck job — or which of your jobs is actually making money.
PayStream Pro is mobile-first accounting software made for exactly that. You log income, materials, sub payments, and mileage from your phone in the moment, tag each one to a job, and your Schedule C builds itself all year. No QuickBooks file to wrestle with, no spreadsheet you're always three weeks behind on.
Track materials, subs, permits, and dump fees across simultaneous jobs so you know which project is actually profitable — not just total revenue.
Log every payment to subs and get alerted when someone crosses the $600 threshold that requires a 1099-NEC.
Invoice for draws and phases, collect deposits, and get paid by card or ACH — Stripe payments built in, no add-on.
Snap receipts from the lumberyard, supply house, or big-box run and assign each one to the right job on the spot.
Trips between job sites, suppliers, and inspections logged at the 2026 rate of 70¢/mi for your Schedule C.
Export a clean Schedule C summary for your return or your CPA in seconds.
Side-by-side on the things general contractors actually use. Pricing verified 2026.
| Feature | PayStream Pro Basic | QuickBooks Online | Jobber | Housecall Pro |
|---|---|---|---|---|
| Monthly price | $24.99/mo | $38/mo Simple Start — job costing needs Plus at $90/mo | From $39/mo (solo) | From $59/mo |
| What it's built for | Accounting + invoicing for owner-operators | General-ledger accounting | Field-service scheduling & CRM | Field-service scheduling & dispatch |
| Per-job costing & materials | ✓ Tag from your phone | Plus tier only | Job tracking, light on accounting | Limited |
| Automatic mileage tracking | ✓ Background, 70¢/mi | Add-on | No | No |
| 1099 sub tracking & threshold alerts | ✓ | Manual | No | No |
| One-tap Schedule C export | ✓ PDF + CSV | Custom report build | No — exports to accounting software | No — exports to accounting software |
| Invoicing + online payments | ✓ Stripe + ACH built-in | ✓ | ✓ | ✓ |
| Setup time | Minutes | Hours (chart of accounts) | Hours | Hours |
| Free trial | 14 days | 30 days | 14 days | 14 days |
To be fair: Jobber and Housecall Pro are excellent scheduling and dispatch tools — but they are not accounting software, and most GCs who use them still pay for QuickBooks on top. PayStream Pro replaces the accounting layer for solo GCs and small crews at a fraction of the combined cost.
Rated 4.8/5 by tradespeople running solo shops and small crews.
"I always knew my total revenue but never which job made money. Now I tag every receipt and sub payment to a job, and I found out my 'best' client's remodels were my thinnest margin. Changed how I bid overnight."
"I run three jobs at a time with a rotating cast of subs. January used to be a scramble digging through checks for 1099s. This year the app already had every sub's total and flagged who crossed $600. Done in an afternoon."
"I invoice draws from the truck at the end of each phase and the ACH payment usually lands before I've ordered materials for the next one. QuickBooks wanted $90 a month for job costing. This does it for a quarter of that."
If you pay an unincorporated sub $600 or more during the year by cash, check, or bank transfer for services, you're required to issue a 1099-NEC in January. With tile setters, framers, plumbers, and electricians rotating across your jobs, those totals are easy to lose track of. PayStream Pro logs every sub payment all year and tells you exactly who needs a form. Our 1099-NEC guide walks through who gets one and who doesn't.
GCs don't bill once — you collect a deposit, invoice a draw at rough-in, another at drywall, and the balance at final walkthrough. PayStream Pro lets you send those invoices from your phone at each phase and get paid by card or ACH through built-in Stripe payments, so cash flow keeps up with the job instead of trailing it by a month.
Bouncing between active jobs, the lumberyard, the permit office, and inspections puts serious miles on the truck. At 70¢ per mile for 2026, a GC driving 12,000 business miles has roughly an $8,400 deduction — money most contractors leave on the table because they never logged it. The app tracks trips automatically and tags them to the right job. Run your own numbers with our mileage deduction calculator.
Most solo GCs file a Schedule C with their personal return. Every expense you tag in PayStream Pro maps to a Schedule C line, so the form is essentially done before you start it. Materials, sub payments, vehicle costs, insurance, tools, phone, and licensing all land where the IRS expects them.
A solo GC is fully covered on the Basic plan at $24.99/mo — income and expense tracking, job costing, mileage, sub tracking, invoicing, and Schedule C export. Running a bigger crew or multiple entities? Compare plans to find the right fit. Every plan starts with a 14-day free trial. Still weighing options? See our full QuickBooks alternatives guide built for the trades.
General contractors need software that costs jobs across several projects at once, tracks payments to subs for 1099s, invoices for deposits and draws, and produces a Schedule C at tax time. PayStream Pro is built mobile-first for solo GCs and small crews who don't want to run desktop accounting software.
No. Solo general contractors and small crews mostly need job costing, invoicing, 1099 sub tracking, and a clean Schedule C — not a full general ledger. QuickBooks Online puts real job costing behind the $90/mo Plus tier. PayStream Pro covers what a GC actually uses for $24.99/mo, from your phone.
No. Jobber and Housecall Pro are field-service tools built for scheduling, dispatch, and CRM. Most contractors using them still pair them with separate accounting software. PayStream Pro covers the accounting side — job costing, expenses, mileage, 1099 sub tracking, and one-tap Schedule C export — in one app.
Tag every expense to a job as it happens. PayStream Pro lets you snap a receipt at the lumberyard, log a sub payment, or record dump fees and permits from your phone and assign each one to the right job, so you see true margin per project instead of one blended number across all of them.
PayStream Pro tracks every payment you make to subs by cash, check, or bank transfer and alerts you when an unincorporated sub crosses the $600 threshold that requires a 1099-NEC. In January you have a clean list of who needs a form and the exact totals to put on it — no scramble.
Yes. PayStream Pro supports deposits and progress invoicing, so you can bill a draw at the end of each phase and get paid by card or ACH through built-in Stripe payments. Send the invoice from the job site and see the payment land before you order the next round of materials.
PayStream Pro tracks job costs, subs, draws, and mileage from your phone — and builds your Schedule C all year. Accounting software made for general contractors, not accountants.
📱 Take it on the go with our iOS app